Insurance matters are rarely at the center of attention in M&A situations, i.e. the pending purchase or sale of a company or significant assets. Nevertheless, it may be very helpful or even necessary to deal with insurance matters, specifically in this context.
As part of a risk and insurance due diligence, we review, and assess for the target company, the existing insurance covers and any claims. In doing so, we identify optimization requirements and possible gaps in coverage arising from the transfer of ownership.
Specific M&A insurance policies may help to reduce conflicts between seller and buyer already before, but also during, purchase agreement negotiations - while protecting the interests of both parties.